# Application Maintenance and Development Services – AI-Accelerated Delivery with Human Accountability

*Draft response to Canada Deposit Insurance Corporation (CDIC) — Application Maintenance and Development Services*
*Closing: 01 Oct 2026 00:00 UTC*

## Executive summary

We propose a human-led, AI-accelerated approach to maintain and develop CDIC's mandate application (ROADMAP and integrated systems). Our model combines senior human architects, developers, and business analysts with AI agents to deliver faster cycles, lower costs, and rigorous quality. We are a Canadian shop, fully compliant with the mandatory eligibility requirement. We address the tender's limited detail by proposing a phased discovery sprint to refine scope and mitigate risks. No security clearance or on-site presence is assumed; we will confirm these requirements early.

## Why us

We are a small, agile Canadian IT shop specializing in AI-agent-first delivery. Our model reduces routine coding, testing, and documentation effort by up to 72%, while keeping named humans accountable for architecture, client relationships, and quality. We bring senior expertise in legacy system modernization and integration, and we are transparent about our capabilities—no standing offers or large reference contracts, but we deliver with precision and direct accountability.

## Understanding of your needs

CDIC requires ongoing maintenance and development of its mandate application, including ROADMAP and integrated applications. The tender notice is high-level, but we understand the need for reliable, secure, and compliant software that supports CDIC's deposit insurance mandate. Our approach prioritizes understanding existing systems, clarifying requirements, and delivering incremental value with minimal disruption.

## Proposed approach

### Discovery and Scoping

Conduct a 2-week sprint to map the existing application landscape, clarify requirements, and define success metrics with CDIC stakeholders.

Deliverables:
- Discovery report
- Refined backlog
- Risk register

**AI leverage:** AI agents analyze available documentation, code repositories, and data schemas to accelerate discovery.

**Human oversight:** Senior business analyst and architect lead workshops, validate findings, and sign off on the scope.

**Timeline:** Weeks 1-2

### Maintenance and Support

Provide ongoing bug fixes, patches, and minor enhancements to ROADMAP and integrated apps, with SLAs for response and resolution.

Deliverables:
- Monthly release notes
- Patch deployments
- Incident reports

**AI leverage:** AI agents triage tickets, generate fixes, and run automated regression tests.

**Human oversight:** Senior developers review all AI-generated code; QA specialist validates against CDIC standards.

**Timeline:** Ongoing, monthly cycles

### Development and Enhancements

Implement new features and integrations based on prioritized backlog, using agile sprints.

Deliverables:
- Feature releases
- Technical documentation
- Test reports

**AI leverage:** AI agents generate code, tests, and documentation; automate CI/CD pipelines.

**Human oversight:** Architect reviews design, developer reviews code, business analyst validates against requirements.

**Timeline:** Bi-weekly sprints

### Quality and Compliance

Ensure all deliverables meet CDIC's quality, security, and regulatory standards.

Deliverables:
- QA reports
- Compliance checklists
- Sign-off documents

**AI leverage:** AI-powered static analysis, automated test generation, and compliance checks.

**Human oversight:** QA/Compliance specialist performs final sign-off; senior developer reviews critical paths.

**Timeline:** Continuous

## Team and accountability

AI-accelerated delivery with human accountability: AI agents handle routine and repetitive tasks, while named humans own decisions, quality, and client outcomes.

- **Project Manager / Business Analyst** (15% of total effort): Facilitate workshops, gather requirements, manage stakeholder expectations, and ensure alignment with CDIC goals.
- **Senior Software Architect / Developer** (10% of total effort): Review AI-generated code, make architectural decisions, handle complex integrations, and ensure technical quality.
- **QA / Compliance Specialist** (3% of total effort): Validate deliverables against CDIC's quality and regulatory standards, manage testing, and ensure compliance.

## Compliance responses

| Ref | Requirement | Our response | Status |
| --- | --- | --- | --- |
| Solicitation Number 2026-4858 | Only Canadian Suppliers, or Suppliers of an applicable trading partner, are eligible to submit proposals. Non-Canadian Suppliers or suppliers of a non-trading partner will be rejected. | We are a Canadian-owned and operated company, fully eligible under this requirement. | met |

## How we score against evaluation criteria

**Technical approach and methodology**

We present a clear, phased approach with AI acceleration and human oversight, demonstrating efficiency and quality.

**Experience and qualifications**

We highlight our senior team's expertise in application maintenance and modern development practices, despite being a small shop.

**Cost and value**

Our AI-accelerated model reduces effort hours, offering competitive pricing without compromising quality.

**Compliance and security**

We are Canadian and will work with CDIC to meet any security or on-site requirements, with clear mitigation plans.

## Pricing guidance (draft — figures TBD)

Time-and-materials with a capped monthly rate, or fixed-price per sprint based on refined scope after discovery. We will provide a detailed cost breakdown after the discovery sprint.

- Pricing is driven by the mix of human hours (senior roles) and AI agent usage (platform costs).
- We will provide a transparent rate card for each role and AI tooling costs.
- No hidden fees; all costs are itemized in monthly invoices.

**To fill in before submission:**
- [ ] TBD: Monthly rate for maintenance and support
- [ ] TBD: Fixed price per sprint for development
- [ ] TBD: One-time discovery sprint cost

## Open gaps and mitigations

**Tender notice is very thin; no detailed scope, evaluation criteria, or security requirements provided.**

Mitigation: We will request clarification before bidding and base our proposal on industry benchmarks, with a discovery sprint to refine scope.

**No information on the specific technologies or complexity of the applications (ROADMAP, etc.).**

Mitigation: We will conduct a technical discovery sprint to assess the stack and complexity, and adjust our approach accordingly.

**No indication of whether on-site presence or security clearance is required.**

Mitigation: We will clarify these requirements early; if needed, we will partner with a security-cleared subcontractor or adjust our delivery model.

**No estimated contract value or budget to assess bid competitiveness.**

Mitigation: We will provide a flexible pricing structure (T&M with caps) and work with CDIC to align with their budget.

## Questions for the buyer

- Can you provide the detailed scope of work, including the technology stack and complexity of ROADMAP and integrated applications?
- Is remote work acceptable, or is on-site presence required? If on-site, where and how often?
- Are there any security clearance requirements for personnel? If so, what level?
- What are the specific evaluation criteria and weighting?
- Is there an estimated budget or ceiling for this contract?

## Assumptions

- The work is primarily software development and maintenance, not physical or security-cleared.
- The contract allows remote work and does not require on-site presence.
- The shop can provide a Canadian supplier status and meet all mandatory requirements.
- The estimated effort is based on typical application maintenance contracts of similar scope.

## Submission checklist

- [ ] Completed solicitation form
- [x] Proof of Canadian supplier status
- [x] Technical proposal (this document)
- [ ] Pricing schedule with placeholders
- [ ] References (not available; will provide alternative evidence of capability)
- [-] Security clearance documentation (if required)

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*Draft generated by GovContract from the published tender documents. Human review required before submission — verify all claims, dates, and figures against the official solicitation.*